Category: Mortgages

Now That Rates Are Falling, Let’s Turn to Other Matters

The Federal Reserve has at last cut interest rates but our columnist points out a host of concerns that could weigh on financial markets.
Should You Refinance Your Mortgage After the Fed’s Interest Rate Cut?

People who bought homes in the past two years may want to seek a lower interest rate. Here’s how to think it through — and how to shop.
30-Year Mortgage Rate Drops to 6.09% After Fed Rate Cut

The decline in mortgage costs, influenced by expectations of the Federal Reserve’s rate moves, could revive interest in buying, selling and remortgaging, economists said.
Why Uncertainty Still Hangs Over the Fed’s Rate Decision

Investors, economists and politicians are at odds over whether the central bank should cut interest rates by a quarter-point, or more.
A Fed Rate Cut Would Cap a Winning Streak for Biden and Harris on Prices

Improved data on borrowing costs and price growth has buoyed consumers, but it might be coming too late to significantly affect the presidential race
What Fed Interest Rate Cuts Means for Mortgages, Car Loans and More

Here’s what lowered interest rates will mean for your car loans, credit cards, mortgages, savings and student loans.
U.S. Mortgage Rates Fall to 6.2%, Lowest Since Early 2023

The average rate on 30-year mortgages declined to 6.2 percent this week, the lowest point since early 2023.
Trump’s Promises to Cut Inflation Are Unrealistic, Many Economists Say

Economists and analysts are dubious of Trump’s promises to slash gas prices or prod interest rates lower.
In Japan, the Era of ‘Free’ Mortgages Is Coming to an End

Homeowners are gearing up to pay more on their loans as the Bank of Japan’s rate increases signal the end of decades of ultralow interest rates.
Harris and Trump Have Differing Plans to Solve Housing Crisis

The two presidential nominees are talking about their approaches for solving America’s affordability crisis. But would their plans work?
Harris and Trump Have Differing Plans to Solve Housing Crisis

The two presidential nominees are talking about their approaches for solving America’s affordability crisis. But would their plans work?
Why Interest Rate Cuts Won’t Fix a Global Housing Affordability Crisis

Central bankers are lowering borrowing costs, but that won’t be a cure-all for a widespread lack of affordable housing.