Category: Pensions and Retirement Plans

The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.
The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.
Stories About What Retirement Really Means

We asked readers to submit their stories of retirement — to share their experiences, as well as their advice.
Fixing Social Security Is an Election Issue Nobody Talks About

A small tax increase would make the essential national retirement program secure for decades, our columnist says, but lawmakers would have to take action.
What to Do With an Inheritance

A sudden windfall while grieving can be an emotional minefield, particularly for younger adults. Experts share ways to handle it wisely.
What’s BlackRock Without Larry Fink? Shareholders Fret About Future.

Investors in the world’s biggest asset manager are asking how much more room it has to grow and who will drive that growth once its chief executive retires.
Can You Make Your Investment Portfolio Reflect Your Values?

Forget about endowments and their holdings and divestment for a minute. What do you stand for, and how can you make your portfolio reflect that?
A Wealth Shift That Could Leave Some Younger Americans Behind

Assets held by baby boomers are changing hands, but that doesn’t mean their millennial heirs will be set for life.
What to Do When Your 401(k) Leaves Something to Be Desired

Over the course of a career, the high fees and a lower-quality menu of investment options found in some plans can shrink your balance significantly.
USPS Proposes Another Stamp Price Increase

If a regulatory body approves, a nearly 8 percent rise in postage will take effect in July. It would be the latest of several price hikes since 2021.
China’s Youth Are Giving Up on Saving for Retirement

Citing a rapidly aging society, difficult job market and uncertainty about the future, some young people are rejecting the idea of saving for old age.
Why BlackRock’s Larry Fink Wants to Rethink Retirement

Larry Fink, who leads the world’s biggest asset manager, warns in his annual investor letter that an aging population will soon pose huge economic troubles.