The pros and cons of buying travel on a layaway plan.
Category: Personal Finances
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For Investors, Government Shutdowns Haven’t Mattered. Is This Time Different?
Shutdowns have long been immaterial for the stock and bond markets, but there’s a risk now that a political confrontation could derail the economy.
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Get Ready for Higher Health Insurance Premiums Next Year
Employers say they are facing the biggest increase in health costs in more than a decade — almost 9 percent on average. Workers’ best option, experts say, is to carefully weigh various plans.
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Five Pearls of Financial Wisdom from Jonathan Clements
Jonathan Clements, the longtime Wall Street Journal columnist, died this weekend. Here are some of his best ideas.
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How to Budget for a Splurge in an Uncertain Economy
In turbulent financial times, splurging on expensive vacations or fine dining may feel unwise. But with planning, people can still find ways to indulge.
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Why Won’t Some Colleges Publish Their Common Data Sets?
The Common Data Set can help prospective students know how much aid they could get to pay for college. Why don’t all schools provide it?
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Those Missed Student Loan Payments Are Messing Up Your Credit Score
A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.
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A New Rate-Cut Cycle Could Be Fuel on the Stock Market Fire
But with the market already booming and the Federal Reserve under presidential pressure, a new cycle of lower rates could pour fuel onto a fire, our columnist says.
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What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
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How Doctors Can Help Patients Better Understand Prior Authorization
Insurance companies often make doctors ask their permission before treating patients. This template can help medical professionals explain how it works.
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5 Ways to Protect Your Money When You’re Over 50 and Laid Off
When you’re over 50 and suddenly unemployed, priorities will switch to paying bills over saving for retirement. Here are ways to manage.