Category: Personal Finances

The Latest FAFSA Form is Available. It Works Fine.

The rollout of the new student aid form last year was a debacle. This year’s beta testing has gone better. Next up: millions of users and a new administration.
High-Yield Savings Accounts Are Still a Good Deal

Interest rates have been falling, but deposits are earning more than inflation.
The High Risk, High Reward Trump Market

Faced with unconventional and disruptive proposals, investors are figuring out how to place their bets.
How a Trump Presidency Might Affect Benefits for Gay Couples

Readers had concerns about whether same-sex married couples and their protections would face new risks during a second Trump term.
How Donald Trump’s Presidency Could Impact Retirement Rules

Readers had questions about individual retirement accounts, distributions and access to brokerage accounts if they moved away from the U.S. Here are some answers.
How to Stop a Late-in-Life Divorce From Ruining Your Retirement

As the number of couples who split after the age of 50 rises, more Americans are looking at a retirement that is drastically different than they had expected.
Why States Are Offering Workers at Private Companies Access to I.R.A.s

With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.
What a Trump Presidency Could Mean for Social Security Benefits

Readers are concerned that his campaign proposals would put Social Security’s finances on thinner ice, endangering their payments.
Will Trump Try to End the Public Service Loan Forgiveness Program?

There is widespread concern that President-elect Donald J. Trump may end it, since he has tried before. But that may be the wrong thing to fear.
Vivian Tu, the ‘Wall Street Girly,’ Wants to Make Wealth More Accessible

Vivian Tu is one of a new wave of female influencers who are using TikTok and Instagram to spread the message of personal finance to millennials and Generation Z.
Struggling With Debt? Bankruptcy Can Provide a Second Chance.

Many people who should consider filing for bankruptcy avoid doing so out of shame or fear it could ruin their credit. But it can provide much-needed relief.
Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025

Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it.