People who bought homes in the past two years may want to seek a lower interest rate. Here’s how to think it through — and how to shop.
Category: Personal Finances
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What Fed Interest Rate Cuts Means for Mortgages, Car Loans and More
Here’s what lowered interest rates will mean for your car loans, credit cards, mortgages, savings and student loans.
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How to Make Therapy More Affordable
Many Americans who need therapy are discouraged by the cost. But there are options to make it more affordable.
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Banks Offer Bonuses for Customers Opening New Accounts
Facing competition for business, banks are offering incentives to switch. But as one expert put it, “You have to read the fine print.”
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Nvidia Holds the Key to the Market. But Is It Worth This Much?
One of the hazards of buying individual stocks is that their current price may have little to do with their fundamental value, our columnist says.
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Navient Reaches $120 Million Student Loan Settlement With Consumer Watchdog
The company has been banned from servicing federal student loans and must pay $100 million to harmed borrowers, as well as a $20 million penalty.
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He Was Lured by a Promising Job, but Was Forced to Scam People
A Ugandan man named Jalil Muyeke traveled to Thailand for a promising job opportunity. He ended up being trafficked into a cybercrime operation.
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How to Handle the Delay in the Release of the FAFSA Form
The student financial aid application is expected to be ready by Dec. 1, two months later than usual. Experts offer some tips on what to do in the meantime.
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Low Interest Rates Pose Risks for Investors
While rate cuts are welcome in much of the economy, they pose problems for risk-averse investors who relish high money market and bond yields.
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Can You Have a Stylish Wedding for Under $5,000? These Couples Did.
The national average wedding expense rose to more than $30,000 in 2024. Here’s how to plan a lovely wedding without breaking the bank.
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Is It Better to Stay on Your Parents’ Health Care Plan or Enroll in an Employer’s?
For young adults, the choice isn’t always a straightforward one.
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Why Roth Accounts May Be a Good Savings Option at Any Age
These savings accounts, which are often pitched to young investors, can be a good investment option for older and retired workers.