As the new year begins, savings have hit unprecedented levels, but rising health care costs and growing poverty make retirement unaffordable for many.
Category: Personal Finances
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Big Changes Are Coming to Student Loans. Here’s What to Know if You’re Struggling.
Millions of borrowers who are behind can expect the government to tighten the options in 2026. Experts say take action now to get help.
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More Student Loan Borrowers Are Shedding Debts in Bankruptcy
A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding — and that more people like them should try.
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Crypto for Christmas? Gen Z-ers Are Cautiously Open to the Idea.
Despite recent volatility in the crypto market, younger generations are still open to receiving digital currencies as gifts.
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How to Stop Supporting Your Adult Kids When You’re Retired
In trying to help grown children, parents can hurt their own retirement security. Here’s how to stop the flow of money.
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Want to Know Where the Market Is Going? Don’t Trust This, or Any, Forecast.
Wall Street stock gurus are making predictions again. Our columnist got into the game with a number he doesn’t believe.
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Should You Donate to Charity This Year or Wait? It Depends.
Changes in the tax law will have different effects on people who take the standard deduction versus high earners who itemize.
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Tech Support Scammers Stole $85,000 From Him. His Bank Refused a Refund.
A retired lawyer lost the money in a tech support scam, a type of online fraud that is surging. Citibank said it couldn’t recover the funds, which criminals wired from inside his account.
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This Isn’t the First Time the Fed Has Struggled for Independence
The Trump administration is threatening the Fed’s autonomy, which the central bank regained with the Treasury-Fed accord in 1951.
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What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More
See how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.
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How to Save Money on Your Wedding With Budgeting Tips From Married Couples
From skipping a professional florist in favor of store-bought flowers to swapping a formal dinner for a food truck, newlyweds share tips that kept their budgets intact.