Category: Personal Finances

The Top 3 Mistakes To Avoid With Your 401(k)

Here is what experts say are the costliest stumbles people make with their retirement savings accounts — and how to get back on course.
Chase to Bar Customers From Using Credit Cards for ‘Pay Later’ Loans

Financial regulators and consumer advocates frown upon using credit cards to pay off installment loans because of the risk that consumers will dig themselves further into debt.
Let the Pros Play With the ‘Trump (or Harris) Trade’

Market sectors sometimes move when the political winds shift, but trading is hazardous for your financial health, our columnist says.
Why Paper Checks Refuse to Die

It’s hard to avoid hassle — or fraud — when you’re required to pay with paper and ink. Here’s why checks persist and why some people don’t mind.
Some Seniors Readily Step Back. Some Never Will.

Researchers are only beginning to understand why some people embrace retirement while others won’t even consider it.
Biden Administration Pauses Student Loan Payments for Millions

Eight million borrowers enrolled in the repayment plan known as SAVE will be placed in an interest-free forbearance while the administration deals with legal issues.
How to Rein In Rising Auto Insurance Rates

Taking a safe driver course can save you 10 percent on the premium, one expert said. Improving your credit score can also help as can getting married.
What Presidential Election? So Far, the Stock Market Doesn’t Care.

Traders appear to be focused on possible Fed rate cuts and corporate earnings, and are remarkably indifferent to political fortunes, our columnist says.
Biden’s Student Loan Repayment Plan Blocked by Federal Appeals Court

Eight million borrowers who are enrolled in the plan, known as SAVE, are left in limbo after a series of rulings tied to two lawsuits brought by Republican-led states.
The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.
The $25 Trillion System of Retirement Savings Needs Fixing

Fifty years after Congress passed a landmark retirement law, 401(k) and I.R.A. accounts enrich mostly higher-income households. Here are five ways they can be improved.
Jonathan Clements, Longtime Personal Finance Columnist, Has Cancer

Jonathan Clements, a longtime personal finance columnist for The Wall Street Journal, has a lot of savings. He’s not mad that a fatal illness will keep him from spending it.