With one big caveat, our columnist says most people are likely to be better off if they forget about politics when it comes to investing for the long haul.
Category: Personal Finances
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Student Loan Payments Paused for 3 Million Enrolled in SAVE Plan
The Education Department said it would put the borrowers in forbearance while it recalculated their payments to comply with recent court rulings.
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Why Some People Don’t Talk About Money With Their Partner
A new report finds that people stressed about their finances are often worried that discussing it will lead to an argument. But experts say conversations can help.
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What Happens to Biden’s Student Loan Repayment Plan After Court Rulings?
More than eight million borrowers are enrolled in the income-driven plan known as SAVE. The Education Department is assessing the rulings.
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Hidden Stashes: Keeping Money Secrets From a Loved One
People hide money for a variety of reasons, from nefarious to romantic. But financial experts say such secrets can erode a basic pillar of relationships: trust.
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Investing Can Be Boring. Some Financial Advisers Prefer It That Way.
For many financial professionals, investing is just a tool to help people achieve their meaningful life goals.
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A Korean Secret to Keeping Friendships Strong: Savings Groups
In South Korea, it’s common for friends to form what are known as gyemoim to save for vacations, meals and other social activities.
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First a Victim of Tax Return Identity Theft, Then a 2-Year Wait for a Refund
The I.R.S.’s Taxpayer Advocate Service found that many of those affected were lower-income people who depended on refunds to cover living costs. The wait is “ridiculous,” the head of the service said.
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Why the Stock Market Has Risen Even With No Fed Rate Cuts
The S&P 500 has been buoyant mainly because of A.I. fever, while bonds are having another mediocre year. But as an investor, our columnist is staying the course.
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How Fed Rates Influence Mortgages, Credit Cards and More
Higher rates benefit those who can save, but for borrowers falling rates would reduce bills on credit cards, home equity loans and other forms of debt.
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Student Loan Bills Are Dropping Next Month for Many, but There’s a Hiccup
The Education Department has not finished recalculating payments for millions of borrowers enrolled in SAVE, forcing loan servicers to put many loans into forbearance.