The funds are paying enticing interest rates right now. But the debt ceiling and signs of weakness in the banking system are worrisome, our columnist says.
Category: Personal Finances
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How Prenups Can Protect You in Case of a Divorce
They have long been considered unromantic, but prenuptial agreements are being embraced by some couples as a way to protect themselves on their own terms.
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Rates on C.D.s Are Soaring, but the High Rates May Not Last
Banks are offering the promotional rates to attract deposits. But given concerns about the economy, it’s unclear how long banks will continue to reward savers.
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Electric Vehicle Tax Credit Rules Create ‘Chaos for Consumers’
Buying an electric car has become much more complicated because of restrictions on which models qualify for a federal tax credit of up to $7,500.
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Saving for a Down Payment and Retirement: What to Know
With mortgage rates and prices high, first-time home buyers find these competing goals aren’t always doable, at least at the same time. Here are points to consider.
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How Four Parents Hacked Together Their Own College Pricing Tools
Fed up with the lack of clear college pricing and other data, these parents hacked the information they needed into usable tools and guides.
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Funeral Homes Don’t Have to List Prices Online. That May Change.
The rule on price disclosure was written before widespread use of the internet. Regulators are considering an update.
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Most Funds Couldn’t Beat the Stock Market in 2022, Despite Advantages
In 2022, conditions were heavily in stock pickers’ favor, but most trailed the market. This year looks worse, our columnist says.
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What to Know About Buying Electric Cars and the New Emissions Rule
Here is what car buyers need to know about the Biden administration’s proposal to push the auto industry to sell more electric cars.
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Why Banks Are Suddenly Closing Customer Accounts
Increasing attention to suspicious-seeming transactions has led to some people suddenly losing access to their bank accounts. The reasons are often a mystery.
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What to Do With Your Tax Refund, According to Experts
The average refund is down from last year, but still almost $3,000. One option experts recommend is stashing part of it for unexpected expenses.
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U.S. Economy May Be Heading to a Place That Must Not Be Named
A hard landing? A banana? Euphemisms for recession have a long history in Washington. Whatever the Fed is stating, it seems to be expecting something ugly, our columnist says.