The pandemic gave consumers an excuse to spend more to make up for lost time. Those who went overboard are trying to reverse course.
Category: Personal Finances
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How Young Adults Living With Their Parents Save Money
Some young adults who returned home to save money and figure out their careers are calculating what it will take for them to leave again.
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Challenges to Student Loan Cancellation Reach Supreme Court
Justices will hear arguments Tuesday on President Biden’s plan to forgive an estimated $400 billion in debt. Conservative states have called it an abuse of his authority.
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When It Comes to Money, Your Brain Can Be Your Own Worst Enemy
Our cognitive biases can get in the way of saving for the future, especially for retirement. Here’s how to recognize and overcome them.
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Why Investing at the Last Moment Can Hurt Your Returns
You can still put money in an I.R.A. for 2022, and that’s better than not investing at all. But an early start would have given you a great advantage, our columnist says.
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You Can Use Your Tax Refund to Buy I Bonds, but Should You?
The answer depends on whether you’re looking to get high interest rates now or a safe investment with inflation protection over many years.
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How Young Couples Talk About Money in Relationships
In an age when making Venmo payment requests is easy, many young couples find that discussing their finances can be hard.
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Real Interest Rates Are Moving Up, but Don’t Celebrate Yet
While markets are predicting that inflation will fall further, savings rates still aren’t keeping up with the prices we’re paying.
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A New Option for Moving Retirement Savings When Switching Jobs
Three big 401(k) administrators are making it easier for workers with accounts of less than $5,000 to transfer the money to their new employers’ plans.
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How to Prepare for a Possible Layoff
What you should do while you are still employed, how to retain important data and what you should be doing with your money.