Young people want to save for their futures, but balancing priorities has proved challenging during a time of economic instability.
Category: Personal Finances
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How to Invest as a Debt Ceiling Crisis Looms
The risk of a federal debt ceiling breach later this year has increased. Steel yourself for trouble, our columnist writes. But remember: This, too, shall pass.
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Your Tax Refunds May Be Smaller This Year
Credits that were expanded as part of pandemic relief have expired, as has the deduction for donations for people who don’t itemize.
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The U.S. May Finally Breach the Debt Ceiling. Here’s Why That Would Be Very Bad.
If Congress fails to increase the government’s borrowing limit in time, the result would be a shock to the economy and financial markets.
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What to Know About Biden’s Student Loan Repayment Proposal
Proposed changes to federal student-loan repayment plans tied to income could cut some borrowers’ monthly payments by more than half.
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For Freelancers, New Federal Help in Saving for Retirement
The Secure 2.0 Act provides for direct government contributions to retirement accounts for low- and moderate-income workers, though that won’t start until 2027.
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Low-Down-Payment Mortgages: Your 2023 Guide
Facing high interest rates and home prices, some buyers have only a small down payment to offer. But they still have plenty of options.
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The Downsides of Using ‘Buy Now, Pay Later’
Shoppers can quickly get approved for the services, but regulators are concerned that the loans lack important protections.
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How Taylor Swift Got Fans to Sign Up for Their First Credit Cards
For some fans, a chance to see their favorite artists in concert is the most compelling reason to sign up for their first credit cards and start building credit.
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At German Christmas Markets, Smiles Shine Bright but Budgets Are Tight
In Nuremberg, the stalls are open without Covid restrictions, and big crowds are returning to sip mulled wine and socialize. But amid economic uncertainty, visitors are spending less.
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Investors Relying on Roboadvisers Are Seeking a Human Touch
Younger investors who are navigating market volatility and trying to save for retirement are finding that roboadvisers lack the personal touch.