Category: Personal Finances

Education Department Expands Student Loan Relief Programs

A lengthy set of rule changes will reduce the total cost for many federal student loan borrowers and ease rules for debt elimination.
‘Miles Walked, Miles Driven’: This Year’s College Essays About Money

Each year, we seek out college application essays about money, work or social class. Here are five from writers who are now undergraduates.
Working While on Social Security: What to Know

Collecting the retiree benefit while earning income gets complicated. Here are some key things to remember.
Your Paycheck Next Year Will Be Affected by Inflation. Here’s How.

If you get a raise, you may not end up in a higher tax bracket. But more of your income may be subject to Social Security taxes. And you’ll probably pay more for health care.
An Uptick in Elder Poverty: A Blip, or a Sign of Things to Come?

Seniors didn’t fare as well through the pandemic as most. But longer-term trends aren’t moving in their favor either.
The Week in Business: Prices Keep Climbing

But there will be some relief for the millions of people dependent on Social Security. And a report on how much the housing market is slowing.
With So Much Riding on the Fed’s Moves, It’s Hard to Know How to Invest

Where the markets go from here depends on whether and how deftly the Federal Reserve pivots from its hawkish stance.
New E.T.F.s Turn the Funds’ Virtue of Low Risk on Its Head

Using a variety of means to bet on the direction of a single stock, they add a layer of complexity that worries some investment professionals.
More States Require High School Seniors to Fill Out Financial Aid Form

Evidence suggests that students who file the federal form are more likely to attend college.
I’m Young. Should I Care About Social Security?

One reason: You pay for it. And, despite what many Americans believe, it’s “definitely a misconception” that it will run out before you retire, experts say.