More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.
Category: Personal Finances
-
New Rules Aim to Broaden Appeal of H.S.A.s
Health savings accounts have lower premiums but higher deductibles. Now, more Obamacare plans can offer the accounts.
-
The Astonishing Bull Market Will End One Day. Are You Ready?
Big stock gains have always been followed by big losses. Here are tips on how to prepare.
-
I.R.S. Suspends Free Online Offering to File Taxes Directly
The new program, Direct File, helped low- and moderate-income taxpayers file their returns more easily, and had been expanding.
-
A Beloved Vintage Store Closed. A Customer Bought All 4,500 Items.
Everything in the shop appeared to have been abandoned. A devoted customer took it all home and started selling the items herself.
-
How Helpful is Niche’s College Cost Comparison Tool?
Niche is the latest company to help families predict what they might pay. If only colleges would do more.
-
Why Medicare Recipients Should Check Their 2026 Drug Plans Now
Fall enrollment is on. Some plans are raising premiums for Part D, which covers prescriptions, by $50 or more per month, while others are lowering them.
-
Trump Administration Seeks to Return Medical Debt to Credit Reports
A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions.
-
Interest Rates Are Falling. Why Are People Still Buying Money Market Funds?
The Federal Reserve’s rate cut will reduce investor returns, yet money market funds remain a good deal, our columnist says.
-
Trump Rule Could Ban Some Public Servants From Student Loan Forgiveness
A new rule could disqualify certain employers from the Public Service Loan Forgiveness program that are deemed to be engaged in “illegal activities.”
-
Tulane Punished a High School After an Early Decision Student Backed Out
In an unusual move, the university imposed a one-year ban on Colorado Academy for early-decision applications, which carry a commitment to attend.
-
Comparing Savings Accounts and CDs Before the Fed Looks at a Possible Rate Cut
To ensure that your cash is getting the best return, compare the options among high-yield savings accounts and C.D.s.