Category: Savings

Americans Living Abroad for Lower Costs Now Say Returning Home Is Too Expensive

The New York Times – Business:
Americans have enjoyed lifestyles that would normally be out of reach to them by working remotely in countries with lower living costs.
‘Spring Clean’ Your Finances: How to Overhaul Your Spending and Savings to Stay on Track

The New York Times – Business:
When the world feels uncertain, spend the season of renewal taking charge of what you can control: your budget.
Check Your Target-Date Fund, Especially if You Plan to Retire Soon

The New York Times – Business:
Their simplicity makes the funds appealing, but they could leave many workers near retirement, particularly baby boomers, short on savings.
How Daily Money Managers Help Busy People With Their Finances

The New York Times – Business:
Daily money managers generally help older adults and the wealthy, but busy professionals are increasingly using their services when they get behind.
The Tax Bill Haunting Your 401(k) and I.R.A.

The New York Times – Business:
Most people have piled their savings into tax-deferred accounts, delaying taxes until they retire. Using Roth options can help ease your tax bite.
How Recovery Scams Retarget Victims of Fraud

The New York Times – Business:
Many cybercrime victims are retargeted by online scammers posing as lawyers or other professionals who promise they can recover stolen money.
4 Ways to Enjoy Your Savings in Retirement Without Going Broke

The New York Times – Business:
Once paychecks stop, it can be frightening to shift out of the savings habit. But there are strategies to enjoy your nest egg and make it last.
Homeownership Is Out of Reach for Many Americans, Despite a Buyer’s Market

The New York Times – Business:
A growing split between low-to-middle-income families and wealthy households is changing who has access to homeownership now.
How Strong Is Your Financial Knowledge? Take Our Quiz.

Test your knowledge of credit cards, buying a home, saving for college or retirement and other things that affect your wallet.
How to Make, and Keep, New Year’s Financial Resolutions

Experts offered a variety of suggestions, including paring your list of goals, making saving automatic and avoiding spending temptations like marketing emails.
Comparing Savings Accounts and CDs Before the Fed Looks at a Possible Rate Cut

To ensure that your cash is getting the best return, compare the options among high-yield savings accounts and C.D.s.
What the Fed’s Rate Decision Means for Loans, Credit Cards, Mortgages and More

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans.