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  • Ann Carrns

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Think You Don’t Need Flood Insurance? Think Again.

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.

Want a Gift for Opening a 529 College Savings Account?

Some state plans give cash incentives in May to spur contributions.

Worried About the Economy Amid Trump’s Tariffs? Building an Emergency Fund Can Help.

One bit of advice: Putting aside $2,000 to cover surprise expenses, like a car or home repair, can help you avoid credit cards. Experts have...

Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments

Experts say recent graduates with loans should choose the repayment option that makes the most sense for them now and expect to make adjustments later.

How to Talk to Your Children About Money in These Uncertain Times

Children may not understand the stock market or inflation, but they can pick up on their parents’ financial worries. Experts offer advice on dealing with...

The $5 Limit on Overdraft Fees May Soon Be Struck Down

The cap, approved last year, never took effect, though some banks voluntarily lowered or eliminated their fees. Here are some tips on how to avoid...

How Tariffs Could Cause Car Insurance Costs to Rise

New tariffs are expected to push up prices of vehicles and car parts, and that could raise premiums as much as 16 percent. Here are...

What to Know About Trump’s Order to Phase Out Paper Checks

An executive order from President Trump will require government agencies to make electronic payments for tax refunds, Social Security and other benefits as of Sept....

Tax Tips for Those Who Haven’t Filed Their 2024 Returns

Despite the turmoil at the I.R.S., tax returns are still due on April 15. And, yes, there are still options for lowering last year’s taxable...

Obamacare Could See Big Changes in 2026

A proposed rule would restrict “eligibility, enrollment and affordability” in plans under the Affordable Care Act, health policy analysts say.