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  • Ann Carrns

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How to Come Up With a Down Payment on a House

With prices high, putting aside enough cash to buy a house can be daunting. But housing experts say there are assistance programs in all 50...

Now on the College Course Menu: Personal Finance

More universities and colleges nationwide are offering courses to teach students how to manage their own money.

How a New Year’s Resolution Can Set Up Financial Goals for Success

Don’t give up on resolving to do better, psychologists and personal finance experts say. The key is to reframe the way you think about it.

Holiday Tipping Guide: Whom to Tip, and How Much

Consumers have said they are confused and frustrated with tipping expectations generally. But, one expert says, “people generally want to feel more generous around the...

It’s Not Too Late to Rein In Holiday Spending

Research suggests that you’ll spend less than you otherwise would by setting a strict budget — even if you go over the budget.

High-Yield Savings Accounts Are Still a Good Deal

Interest rates have been falling, but deposits are earning more than inflation.

Why States Are Offering Workers at Private Companies Access to I.R.A.s

With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.

Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025

Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it.

Expect Higher Costs for Your Health Care Benefits Next Year

Employers are predicting an increase of as much as 9 percent, on average, but are generally avoiding passing along much of that to their employees,...

Homeowners Tap Into Their Rising Home Equity

Balances on home equity lines of credit have risen along with home equity loans. Popular reasons for borrowing include home renovations and repairs and debt...