Ann Carrns
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High-Yield Savings Accounts Are Still a Good Deal

Interest rates have been falling, but deposits are earning more than inflation.

Why States Are Offering Workers at Private Companies Access to I.R.A.s

With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement.

Older Workers to Get ‘Super’ 401(k) Catch-Up Contributions in 2025

Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it.

Expect Higher Costs for Your Health Care Benefits Next Year

Employers are predicting an increase of as much as 9 percent, on average, but are generally avoiding passing along much of that to their employees,...

Homeowners Tap Into Their Rising Home Equity

Balances on home equity lines of credit have risen along with home equity loans. Popular reasons for borrowing include home renovations and repairs and debt...

What to Do if You Fall Behind on Auto Loan Payments

The Consumer Financial Protection Bureau suggests that lenders may be overzealous in repossessing cars.

How States Are Enticing Employers to Help Their Workers Save for College

With college costs high, at least eight states now offer tax credits or deductions for employers that contribute to workers’ 529 accounts.

Surviving Spouses May Not Be Responsible for Partners’ Medical Bills

A call from a debt collector may add to the challenges that bereaved people are already dealing with. But spouses “should not assume that they...

Is It Better to Buy or Lease a Car? It Depends.

The lowest overall cost is to buy a car and keep it for a long time. But leasing usually has lower monthly costs. And leasing...

Banks Offer Bonuses for Customers Opening New Accounts

Facing competition for business, banks are offering incentives to switch. But as one expert put it, “You have to read the fine print.”