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  • Ann Carrns

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What to Know About Online Paycheck Advances and Why They Face Scrutiny

The Consumer Financial Protection Bureau has proposed a rule that would treat the offerings as loans, requiring the providers to disclose their charges as interest...

A Mortgage Alternative for Lower-Priced Homes Comes With Risks

Seller-financed loans known as “land contracts” don’t involve a bank and lack the consumer protections available with traditional home loans.

Chase to Bar Customers From Using Credit Cards for ‘Pay Later’ Loans

Financial regulators and consumer advocates frown upon using credit cards to pay off installment loans because of the risk that consumers will dig themselves further...

How to Rein In Rising Auto Insurance Rates

Taking a safe driver course can save you 10 percent on the premium, one expert said. Improving your credit score can also help as can...

Why Some People Don’t Talk About Money With Their Partner

A new report finds that people stressed about their finances are often worried that discussing it will lead to an argument. But experts say conversations...

Tips for Renting an E.V. for Your Summer Vacation

Even with more fast-charging stations available, having a smooth electric vehicle experience still takes planning, our columnist found.

First a Victim of Tax Return Identity Theft, Then a 2-Year Wait for a Refund

The I.R.S.’s Taxpayer Advocate Service found that many of those affected were lower-income people who depended on refunds to cover living costs. The wait is...

Looking for Pet Insurance? Some Dog Breeds Will Cost More to Cover.

Premiums for big dogs and purebreds are generally higher. But as one expert put it, “Every dog can get sick.” Here’s what to know about...

‘Buy Now, Pay Later’ Borrowers Get More Safeguards With New Rule

Shoppers who use the popular installment loans will be guaranteed some of the same consumer protections that traditional credit cards provide.

Interest on Federal Student Loans Is Rising to 6.53%

The rate for undergraduate loans is up from 5.5 percent this past school year and higher than it has been in more than a decade.