The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using…

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401(k). That may lower their…

Millions of people are at risk of the government’s seizing their refunds to pay what is owed on student loans.

Experts offered a variety of suggestions, including paring your list of goals, making saving automatic and avoiding spending temptations like marketing emails.

Millions of borrowers who are behind can expect the government to tighten the options in 2026. Experts say take action now to get help.

Changes in the tax law will have different effects on people who take the standard deduction versus high earners who itemize.

The Trump administration has proposed 50-year and “portable” mortgages to make home buying more affordable. But housing experts offer other suggestions.

There is still time to take advantage of federal tax credits for energy updates. But federal heating aid for low-income people was delayed by the…

Health savings accounts have lower premiums but higher deductibles. Now, more Obamacare plans can offer the accounts.

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions.