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  • Ann Carrns

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How 529 Plans Are Changing With Passage of Trump’s Policy Law

President Trump’s new policy law has broadened the uses of plans that were once primarily for saving for college. “They’ve become education savings accounts,” one…

Mortgage Lenders Can Soon Use VantageScore. Is That Good for Borrowers?

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO score or one from a…

How the $1,000 ‘Trump Accounts’ for Newborns Will Work

The payments, part of the new domestic policy law, are for U.S. citizens born this year through 2028. The idea is that the money in…

Is ‘No Buy’ July the Best Way to Trim Your Spending?

One proponent argues that fiscal fasting pushes people to confront their spending habits. But other financial experts prefer a more consistent approach to budgeting.

A Way for People With Low Credit Scores to Raise Them

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.

Good News for College Students: You May See a Dip in Student Loan Rates

A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in student…

Think You Don’t Need Flood Insurance? Think Again.

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.

Want a Gift for Opening a 529 College Savings Account?

Some state plans give cash incentives in May to spur contributions.

Worried About the Economy Amid Trump’s Tariffs? Building an Emergency Fund Can Help.

One bit of advice: Putting aside $2,000 to cover surprise expenses, like a car or home repair, can help you avoid credit cards. Experts have…

Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments

Experts say recent graduates with loans should choose the repayment option that makes the most sense for them now and expect to make adjustments later.