Millions of Americans owe money to doctors and hospitals, and that debt can affect their ability to get loans or even a job.

Everything is going up — buying, financing, insurance and maintenance. The average annual cost of ownership, by one estimate, is $12,000.

Consumers have a right to dispute mistakes on their credit reports. But if they’ve made late payments, that can’t be erased, consumer experts say.

Federal law generally protects retirement savings when a company files for bankruptcy. But that’s not always the case.

For about the next decade, homeowners can take advantage of the U.S. tax code to save on installation and reduce their electric bills.

Debt rose to more than $1 trillion in the second quarter, a report found — a sign of financial strain for some, even before student...

In addition to the new form, the federal government will expand eligibility for federal aid in the biggest overhaul in decades.

There’s still time this year to make adjustments, especially with the coming resumption of student loan payments.

Consumers face higher costs as water systems replace old pipes and equipment. Shorter showers and water-efficient appliances can help manage the expense.

It’s easy to sign up but not always so easy to stop a service. The F.T.C. is proposing rules to change that.